Are you looking for best balance transfer credit cards offers 2015? The new year has brought many interesting and lucrative offers that you will most likely love to opt for. But, believe me, task of quest is not as simple as it seems. You may end up in the world of complexity after seeing too many options available for you. All credit cards offers are surely not worth trying, but a few ones are for sure. No, you don’t need to dig pages of web to know about them, as I’ve done this tedious task for you and here I am with the list of best balance transfer credit cards offers 2015.
Discover it – 18 Month Balance Transfer
With lots of interesting features, this one is proudly at the top place in this list about best balance transfer credit cards. You get 0% intro APR on balance transfers for 18 months. After this time period ends, 10.99% – 22.99% of APR and 3 percent fees is applicable. This card has got multitude of customers of so far, and as per rating of 6,000 customers, the card holds 4.8 out of 5 stars. Moreover, for gas and ground transportation on up to $1500, 5 percent cash back is applicable. You get top-notch protection as whenever transaction happens, you get emailed.
Citi® Diamond Preferred Card
Did not like the above due to one reason or another? No worries! Have a look at this one which has got eye-catching features as well. 0% Intro APR on Balance Transfers and Purchases for 18 months. After end of this time period, APR will be 11.99%-21.99%. Balance transfer fees is $5 or 3 percent of total amount being transferred. Whenever you make purchases using this card, you earn points which you can redeem anytime you want to. 24/7 concierge service is always there to help you. Just like the above one, the protection you get is of top-notch quality, thanks to Citi® Identity Theft Solutions. There is $0 liability on unauthorized purchases.
Citi® Double Cash Card
Last to mention in this list about best balance transfer credit cards is the card from Citi again. 0% Intro APR on Balance Transfers and Purchases for 15 months. The time period here is lesser than what it is for the cards mentioned above. After the end of this time-period, the applicable APR is 12.99%-22.99%. Of course, the particular value from this range solely depends on your creditworthiness. Balance transfer fees is same here as of the above card, i.e. $5 or 3 percent of total amount being transferred. Whenever you make purchase using this card, you get Twice the meant cash back, which is win-win situation for you. There is 1 percent cash back when you buy, and 1 percent cash back is for all those purchases for which you pay full or over time. Here, there are No Caps, No Enrollments. Last but not least, there is no annual fees.
So, it was the list of best balance transfer credit cards offers 2015. Do let us know which one you liked the most.
Raj Kumar is a qualified business/finance writer expert in investment, debt, credit cards, Passive income, financial updates. He advises in his blog finance clap.